01 — Living Life Defender - Indexed Universal Life Insurance

“Protection Today, Benefits Tomorrow”

1. Highlights:

   • Accelerated Benefit Riders (critical illness, terminal illness, chronic illness).

   • Potential for guaranteed income for life (provided by optional LIBR rider).

   • Flexible premium payments and cash value accumulation.

02 — Whole Life Insurance

Guaranteed for Life, Built for Stability”

1. Highlights:

   • Lifetime guaranteed death benefit as long as you pay the scheduled premiums.

   • Fixed premium and cash value growth.

   • Ideal for estate planning and legacy building.

03 — Term Life Insurance

“Affordable Protection, When It Matters Most”

1. Highlights:

   • Temporary coverage for short-term needs.

   • Convertible options to permanent policies.

   • The most affordable coverage.

04 — Business Solutions

“Secure Your Business’s Future”

1. Highlights:

   • Buy-sell agreements and key person insurance.

   • Deferred compensation arrangements.

   • Executive bonus plans.

   • Employee Life Insurance Benefits